How To Dispute Medical Bills: We’ll Walk You Through The Steps!
Medical treatment is often essential and can even be a matter of life or death. Essential medical bills can oftentimes be a major financial burden - but not paying them can have a very negative effect on your credit
Unpaid bills can lower your credit score and reduce your chances of being approved for credit. Moreover, when approved for credit, it might mean much higher APRs as a result.
To make matters worse, the reason your medical bills are so high could be an error made by the hospital or healthcare provider - and you shouldn’t have to pay for their mistakes.
Have you received a bill recently that seems excessive? There are steps you can take to dispute it before it falls into arrears.
What To Be Aware Of Before Disputing?
We need to make it clear from the beginning that disputing medical bills is not the easiest process - but it certainly can be done.
You’ll need to be prepared to spend a fair amount of time contacting your healthcare provider and health insurance company before you dispute your bill. You can do this both by phone and by email.
There will also be a certain amount of negotiation involved in the process if you’re hoping to get your bill reduced, so get ready to negotiate and advocate for yourself.
Your doctor can be a valuable ally in the process of working with your health insurer and healthcare provider to dispute your bill.
It’s worth mentioning your planned dispute to your primary care physician and asking them if they’d be willing to provide written testimony about your medical history if necessary.
Now that we’ve covered the groundwork, let’s take a look at the process of disputing your medical bill in more detail.
The Step-By-Step Process to Dispute Your Medical Bill
A bill that looks suspiciously high is always worth investigating. There are seven steps you’ll want to follow to increase your chances of success.